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Working Capital Calculator

Calculate working capital, current ratio, and financial health. Free working capital calculator for small businesses.

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Working capital = Current assets − Current liabilities. Current ratio = Current assets ÷ Current liabilities. A ratio between 1.5 and 2 is generally considered healthy.

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Frequently asked questions

What is working capital?

Working capital = Current assets − Current liabilities. It measures your ability to pay short-term obligations and fund daily operations.

What is a healthy current ratio?

A current ratio between 1.5 and 2 is generally considered healthy. Below 1 means you may struggle to pay short-term debts.

Can I save these calculations?

This calculator is for quick estimates. For ongoing financial tracking and reports, use Tregovia's accounting module.