Time & Payroll · Free

Payroll Deduction Calculator

Calculate income tax, social insurance, pension deductions, and net take-home pay. Free payroll deduction calculator with country presets.

salary deduction calculatortax deduction calculatornet pay calculator
Share this tool
%
%
%

Deduction Breakdown

Gross pay€3500.00
Income tax (20%)− €700.00
Social insurance (8.8%)− €308.00
Total deductions€1008.00
Net (take-home) pay€2492.00
Annual gross (×12)€42000.00
Annual net (×12)€29904.00

⚠️ Simplified estimate using flat rates. Actual deductions depend on tax brackets, allowances, and country-specific rules. Consult a payroll professional.

Get more tools like this

Free tips for running your service business better. No spam, unsubscribe anytime.

Take it further

Run payroll, manage deductions, and pay staff in Tregovia

14-day free trial · No credit card required · All modules included

Start free trial

Frequently asked questions

What are payroll deductions?

Payroll deductions are amounts withheld from gross pay before the employee receives their net (take-home) pay. Common deductions include income tax, social insurance/NI, pension contributions, and health insurance.

How do I calculate net pay from gross salary?

Net pay = Gross pay − Income tax − Social insurance − Pension − Other deductions. The exact amounts depend on your country, tax bracket, and employment contract.

What is the difference between gross and net salary?

Gross salary is your total earnings before deductions. Net salary (take-home pay) is what you actually receive after all taxes and contributions are subtracted.