💳 Billing & Finance · Free

Business Budget Calculator

Plan your monthly operating budget with income and expense categories. Free business budget calculator for service businesses.

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Monthly summary

Total income€5000.00
Total expenses€3600.00
Net profit / loss€1400.00
Profit margin28.0%

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Frequently asked questions

How do I create a business budget?

List all income sources and all expense categories. Subtract total expenses from total income to see net profit or loss. Review monthly and adjust.

What expenses should I include?

Fixed costs (rent, software, insurance), variable costs (supplies, marketing), payroll, and taxes. Don't forget annual costs — divide by 12 for monthly budget.

What is a healthy profit margin for a service business?

Net profit margins of 10–20% are common for service businesses. Above 20% is strong. Below 10% may indicate pricing or cost problems.